About MCSP

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Making College Affordable!

MCSP stands for the Matched College Savings Program which is a matched savings account (also known as an individual development account, or IDA) for current and future students to pursue post-secondary education. The MCSP program is currently available to residents of Oregon and Washington to attend participating educational institutions.

Education is a valuable Asset

Education is a key economic asset - or something that belongs to an individual for a lifetime. It is also one of the strongest rungs on the ladder to self-sufficiency and greatest measures of human capital.

"Education, then, beyond all other devices of human origin, is the great equalizer of the conditions of man,- the balance-wheel of the social machinery." - Horace Mann

Part of a nationwide asset-building strategy, MCSP is based on the premise that individuals gain economic self-sufficiency through savings and investment, coupled with the development of human capital. The strategy sees that the accumulation of assets as the key to the improvement of the economic condition of low-income households. MCSP strengthens families by providing them with the financial skills and tools to build wealth through habitual savings and financial education.

The MCSP College Initiative is a partnership between CASA of Oregon, and select high schools, colleges and universities across Oregon and Washington. The MCSP College Initiative was designed to create access to post-secondary education individual development accounts for students with limited financial resources who have aspirations to pursue a post-secondary course of study.

Partnership objectives are to:

  • Increase the number of underrepresented students with limited financial resources enrolling into post-secondary study at select Oregon institutions;
  • Increase the number of participating students graduating with the skills to immediately impact the region’s workforce needs;
  • Decrease the amount of debt with which a student graduates;
  • Encourage, reinforce and model positive financial practices for students.

Every dollar a student saves in MCSP is matched 5:1. Students are able to set intermittent goals to draw down from their savings and match once every twelve months, or at the end of their entire savings period. Students must save for a minimum of six months; the maximum savings period is thirty-six months.

Based on its sister program VIDA, a collaborative of agencies offering access to individual development accounts to their constituents, the MCSP College Initiative partners directly with post-secondary educational institutions instead of with non-profit agencies and housing authorities, as in a traditional individual development account partnership. CASA of Oregon serves as the administrator and fiduciary organization of both the MCSP College Initiative and the VIDA Collaborative.

Contact Us

Tel: 503-625-0792 Fax: 503-537-9802 20508 SW Roy Rogers Rd. Suite 155 Sherwood, OR 97140